Depreciation (ACV ↔ RCV)

Compute recoverable depreciation.

Straight-line depreciation: given replacement cost, age, and useful life, computes ACV, the depreciation amount, and recoverable depreciation. Enter a percentage override to bypass the age/life calculation.

Inputs

Replacement cost (RCV) ($)

Age (yr)

Useful life (yr)

Depreciation override (%)

Overrides age / life if given.

Deductible ($)

Result

Enter values above to calculate.

Estimating guide — depreciation method, useful-life tables, and recoverability vary by carrier and policy; verify against carrier guidelines.