Fee-schedule take-home
Tier lookup, split, and deployment gross.
Adjuster business · Calculator
Free · no login
Product overview
See what a claim actually pays you before you work it. Enter the gross loss amount and your firm's fee schedule — one tier per line, with an illustrative sample prefilled — plus your split, and you get the schedule fee, your take-home, the firm's share, and the effective percentage of the loss, projected out to daily and deployment gross at your closing pace. Reach for it when a firm quotes "65% of schedule" and you want that translated into dollars per claim and dollars per storm.
IA fee schedules are tier tables: the gross loss amount (or RCV, depending on the firm) maps to a flat fee — say, losses up to $10,000 pay $1,200 — and the adjuster keeps a contracted split of that fee, commonly 55% to 70%. The calculator looks your loss amount up in the tiers you enter, applies the split, and shows the comparison across standard splits so offers are comparable. Daily gross is take-home times claims closed per day; deployment gross extends it across the assignment. The prefilled schedule is an illustrative sample only — every firm's real schedule is its own, and the tiers you enter are what the math runs on.
Product details
- Sold by
- Mensuria
- Product category
- Free field tool · Calculator
- Delivery method
- Web app · no login
- Cost
- Free
Highlights
- Deterministic — the same inputs give the same result, every time.
- Built for the trade, sized to feed Xactimate line-item quantities.
- Free — no login, no card.
- Works from a phone at the loss.
Vendor insights
Mensuria writes a neutral scope built to survive review — every line item sourced to a photo, anything unprovable held back and flagged for you. It never files the estimate; a licensed adjuster confirms every line and stays the adjuster of record. Mensuria is independent and not affiliated with Verisk or Xactimate; “Xactimate-ready” means the worksheet is organized for Quick Entry.
Pricing
This tool is free — no login, no card. The full scope-drafting product is priced below; your first claim is free.
Details
Delivery method
Mensuria is a web app — nothing to install. You work a claim in the browser and export a room-grouped, Xactimate-ready worksheet (codes, quantities, descriptions) organized for Quick Entry. There is no native .ESX import; you key the reviewed line items into Xactimate and stay in control.
Terms and conditions
Use of Mensuria is subject to our Terms of Service. Your first claim is free with no card; paid plans are billed monthly and cancel anytime.
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Support
Support
Reach the team at support@mensuria.com . You will hear back from people who have written a scope, not a ticket queue.
Onboarding
Your first claim walks you through capture, draft, review, and export step by step, so you are productive on claim one — no training required.
Refund policy
Monthly plans cancel anytime; the CAT Season Pass is a one-time add-on with no commitment.
Common questions
Most CAT and daily-claim firms pay from a tier table keyed to the gross claim amount: a claim that settles in the $5,000–$10,000 tier pays the fee for that tier regardless of hours spent. The adjuster receives a contracted percentage of that fee — the split — with the firm keeping the rest for the assignment, software, and E&O umbrella. Schedules vary by firm, carrier, and event, so the same claim can pay meaningfully differently across assignments. Enter the actual schedule from your firm agreement; the prefilled tiers are only a sample.
Common splits run 55% to 70% of the schedule fee, with 60–65% the broad middle for experienced CAT adjusters; higher splits usually trade against thinner support or stricter file requirements. A five-point split difference compounds fast: at three claims a day on a $1,200 average fee, 65% versus 60% is $180 a day — a few thousand dollars over a deployment. This calculator shows take-home at 55/60/65/70 side by side so an offer's real value is visible before you accept it.
Gross is closing pace × average take-home per claim × days worked: three claims a day at a $780 take-home over 30 days is about $70,000 gross — before expenses and self-employment tax, which take a real bite. Average fee depends on the loss mix; hail deployments with mid-size losses look different from small water claims. Project the gross here, then run lodging, mileage, meals, and SE tax through the deployment break-even calculator to see the number that actually matters: net per day.
- Adjuster business
Fees vs expenses, net per day.
- General
10-and-10 math plus the three-trades test.
- General
RCV → ACV → first check → depreciation check.
- General
Paste line items and find the gaps.